Knights of Columbus Sacramento Council 953

KNIGHTS OF COLUMBUS INSURANCE “Your Shield For Life”.

Beneficiaries…Who Do You Love?

Valentine’s Day will soon be here! Do you know who the beneficiary is on your life insurance policy? Sometimes it is easy to overlook the simplest of things.

Why is it so important to know and to have your beneficiary information updated? A life insurance policy protects the financial status of another person – or people – in the event of your death.

When Purchasing Knights of Columbus insurance policy, you have selected a primary beneficiary, and if you desire, a contingent, or secondary beneficiary. It’s always a wise choice to have a contingent beneficiary because you may outlive your primary beneficiary. A contingent beneficiary is the person designated to receive life insurance policy proceeds if the primary beneficiary dies.

By being specific as possible in the wording your beneficiary designation you make sure that the life insurance proceeds will be available to your wife, daughter, son, etc., in a timely manner when needed most.

Your life situation will undoubtedly change over time. Plan to update your beneficiary designations periodically. This will ensure that your life insurance coverage will protect those you love and want to protect.

Changing your beneficiary is fairly simple. I can provide you with the necessary forms, and can help you fill them out. I can also help you with all of your life insurance policy beneficiary designations for any life insurance policy you hold – regardless of the company that issued it.

To contact me with regards to any of your insurance needs, please call my office at (916) 691-4571 or e-mail me at hank.cornell@kofc.org

By Knights … For Knights ….
Hank Cornell, FIC
Ca Lics #0G05138

KNIGHTS OF COLUMBUS INSURANCE “Your Shield For Life”.

Are You Ready For Your Insurance Check-up for 2012? The Holidays Are Fast Approaching!!

Now that the holidays are fast approaching! Can you believe it will soon be 2012? I hope that 2011 has been a healthy, prosperous year for you and your family. It’s said that time flies, and the older we get, the more that statement seems true. As we review the past year and prepare to welcome a new one, we wonder where the time goes.

If you’re like most people, you’ve made some resolutions for 2012. If I may, I’d like to make two suggestions regarding your resolutions. First, write them down. A resolution is really a goal for the year and, until you commit a goal to writing, it’s nothing more than a wish. Writing a resolution down is the first step towards achieving it. Whether your goal is to lose weight, contribute more time and money to charity, read more or watch less television, you’re more likely to accomplish it if you write it down.

Second, schedule some time to visit with me, your professional Knights of Columbus insurance agent. The “insurance check-up” that I’ll provide (free of charge, by the way!) will quickly identify any gaps in your family’s life insurance program. And you’ll want to fill those gaps now, not later. Because unlike many other products, you need more than money to obtain life insurance. You also need good health, and no one will ring a bell warning you when your health is about to change.

Knights of Columbus life insurance offers something precious few other financial products can – guarantees. As long as you pay your premiums, the policy proceeds will be there for your beneficiaries should something happen to you. We call that peace of mind, and that’s (as they say in the credit card commercials) priceless.

This Holiday Season, keep in mind the real meaning of CHRISTmas. Keeping CHRIST in CHRISTmas. Take time to enjoy your family and friends. Think of those things God has given us. Remember that you are the one who your family counts on for tomorrow’s support. The Knights of Columbus is here to help assure that mission is met.

To contact me with regards to LTC or any of your insurance needs, please call my office at (916) 691-4571 or e-mail me at hank.cornell@kofc.org

By Knights … For Knights ….
Hank Cornell, FIC
Ca Lics #0G05138

KNIGHTS OF COLUMBUS INSURANCE “Your Shield For Life”.

“Live On” or “Leave On” Money
As your working life progresses, your priorities will likely shift. Many major life events (weddings, births, education costs for children, etc.) are probably behind you. Your focused shifts to those “golden” retired years when you can enjoy your hobbies, grandchildren, travel or simply relaxing at home.
During my career as a field agent, I’ve had members ask me what they should do with a sum of money they are looking to “dump” somewhere for safe keeping. First, I tell them that there is no safer place to put their money than with the Knights of Columbus. No one has ever lost money using our retirement products. There are no risks assumed by you, the members. Second, I ask the member a question: Is this money to “live on” or “leave on”?
I ask this because the answer makes all the difference. If you want a guaranteed flow of cash in retirement, one of our annuity options might meet your needs. If this money is intended as a gift for grandchildren, to assist your wife in the event of your passing or to give to your favorite charity, a Single Premium Whole Life policy might be the best product.
When it comes to decisions about your finances and your family’s future, don’t leave things to chance. Discuss the options with a brother Knight who knows how to help. Someone who’s helped many other Catholic families not too different from yours. You have someone who can offer you life insurance, long-term care and retirement products that are backed by the strength and security of the Knights of Columbus. There is not a higher rated insurer in North America than the Knights of Columbus.

Call me today to set up a time to meet. You’ll only regret that you didn’t call sooner., please call my office at (916) 691-4571 or e-mail me at hank.cornell@kofc.org.
By Knights …  For Knights ….
Hank Cornell, FIC
Ca Lics #0G05138