The Value of Life Insurance for Children

As a father, you worry about your children and do many things to protect them. We try to raise them right and make sure they are prepared to become adults. But have you ever thought about buying life insurance on your child?

When you insure a child, you are protecting his or her future. Did you know that one out of every six adults get rated, postponed, or denied for insurance coverage? If you purchase a policy for your child from the Knights of Columbus, it guarantees that more insurance can be purchased for that child without proving insurability.

Unfortunately, as fathers we don’t have a crystal ball to tell us the future of our children. Your child could eventually have a rare disease, cancer, or be overweight. Did you know you can purchase a child’s policy, in many cases, for less than $10 a month?

I’ve heard it said that people don’t want to “profit” from the death of a child, so they won’t purchase coverage on their children. God forbid something tragic happens, those funds can come in handy at a time when finances will be the last thing on a parent’s mind. I have never heard a story about someone who regretted buying coverage on a child.

Contact me today to discuss the many policy options for child plans, including 10- and 20-Pay life insurance, as well as your other insurance needs.

Fraternally,
Philip De Leon
(916) 607-1645
philip.deleon@kofc.org
www.philbetterinsured.com