About 70 percent of individuals over 65 will require at least some type of long-term care services during their lifetime.  Over 40 percent will need care in a nursing home for some period of time.  Factors that increase your risk of needing long-term care are:

•    Age – The risk generally increases as you get older.
•    Marital Status – Single people are more likely to need care from a paid provider.
•    Gender – Women are at higher risk than men, primarily because they tend to live longer.
•    Lifestyle – Poor Diet and exercise habits can increase your risk.
•    Health and Family History – also impact your risk.

This year, about 9 million Americans over the age of 65 will need long-term care services.  By 2020, that number will increase to 12 million.  While most people who need long-term care are 65 or older, a person can need long-term care services at an age.  Forty (40) percent of people currently receiving long-term care are adults 18 to 64 years old.

If you are not currently a LTC policyholder, I suggest that we schedule some time together so that I can provide additional information on how you can avail yourself of this significant, value added benefit.

To contact me with regards to any of your insurance needs, please call my office at (916) 482-9044 or e-mail
me at stephen.cooper@kofc.org
By Knights … For Knights ….
Stephen Cooper
CA Lics #0H90754