Statistics tell us that 10% of North Americans between ages 18 and 64 have a disability and that there is a 33% chance of a person entering the work force today being disabled before they retire. As people earn more, the financial risk posed by a disability becomes more significant. Unfortunately, very few people have insured this risk. Seventy percent of employees in the private sector are not covered by any type of long-term disability insurance.

Ask yourself: “What is my largest asset?” Most people will say it’s their home. But, the fact is that, it’s usually their ability to earn a paycheck. With-out this, all other assets are in jeopardy. If you lose your ability to work, what would you do?

Income Armor from the Knights of Columbus can pick up where your paycheck leaves off. Our Income Armor product is offered to members and their wives ages 18-61 (subject to under-writing requirements). Coverage cannot be canceled as long as you pay your premiums when they are due. Premiums are not guaranteed and increases are possible, but only on a class basis. Your base policy premium provides a comprehensive list of benefits, including for total disability, for partial disability, waiver of premium, and organ donor.

I am happy to meet with you and your spouse to provide you with additional details of Income Armor or any of our other fantastic Knights of Columbus Insurance products. Please contact me today.

Fraternally, Your Brother and Field Agent,
Marco Manrique
CA LIC 0I39878, FA16570
(707) 301-1783
marco.manrique@kofc.org